LPL Financial's Cyber Fraud Guarantee
DID YOU KNOW?
LPL will reimburse you for 100% of realized losses in your impacted LPL accounts, which were incurred directly as a result of unauthorized access to an LPL system. Please click here for terms and customer obligations.
LPL is a member of FINRA and the Securities Investor Protection Corporation (SIPC). SIPC covers losses in investment accounts of up to $500,000 (of which up to $250,000 may be uninvested cash) due to member firm failures and does not cover a decline in the market value of securities.
It is important to recognize that SIPC protection is not the same as protection for your cash at a Federal Deposit Insurance Corporation (FDIC) insured banking institution because SIPC does not protect the value of any security (see the article "What SIPC Protects").
Additional information about SIPC and asset protection may be found at www.sipc.org.
How to Reduce Paper
STATEMENTS
Please note: One call to us and we can help you go paperless!
Tired of receiving paper documents? You can receive your LPL Monthly Statements, Trade Confirmations, Quarterly Performance Reports and some Prospectuses via electronic delivery! These settings can be changed in your Account View Access by clicking on the “paperless settings” section of the Documents & Statements Tab.
After checking the box for paperless in Account View, Broadridge will send an email or letter with instructions on how to complete the process. That communication from Broadridge requests that you log into http://www.investordelivery.com to complete the process of turning off prospectus and shareholder mailings from fund companies.
Separate from Account View, you may elect to receive electronic copies of eligible proxies, semi-annual and annual statements sent directly from investment companies. The instructions are below:
On your hard copy of the proxies, semi-annual and annual statements, you will be provided with an enrollment number starting with the letter “F.” You will submit the enrollment numbers to the following site:
https://central.investordelivery.com/eDelivery/index.do
Once you are logged in, you will also receive an email confirmation that your paperless settings have been updated.
Should you make changes to your Account View or Shareholder Delivery settings, you will then begin receiving email confirmations that the items listed above are available for online viewing.
*Please note: The content listed above is legally required to be sent to clientele. While some items are eligible for electronic delivery, some shareholders have not yet introduced electronic delivery to their system. In addition, you may not be eligible for electronic delivery if you do not have a valid email address. Please give our office a call should you have questions or need assistance with changes to your settings.
If you are interested in reducing some of the paper you receive on accounts held outside of LPL, please call Marcia Ramos at (480) 581-5331 for further details.
DIGITAL ASSETS
How to Protect Your Digital Legacy
You finally sat down and created your estate plan. You’ve made provisions for your finances, real estate, investments and other physical and monetary assets. But who will be responsible for the family photos on your computer or smartphone? What will happen to the book you’re writing in Google Docs or your blog full of your family’s famous recipes? Who will access your social media and email accounts?
As technology evolves, so does estate planning. In today’s online-centric world, no plan is complete without your digital assets, so read on to learn how to provide for these virtual resources and bring your estate plan into the 21st century.
Follow the steps listed in this article to ensure that your digital assets will be provided for without causing additional stress or confusion for loved ones.
Both Apple (Apple ID) and Android (Google) users users are able to a "Legacy Contact" to their accounts.
